Government credit card relief options may be scarce, but there are several other paths to reduce what you owe.

In fact, household debt hit $18.59 trillion in the third quarter of 2025, according to the Federal Reserve Bank of New York. As people find themselves drowning in debt, they might become desperate ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. To qualify for a debt management program this May, you'll need to meet ...

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If debt collectors are calling you daily but you can't afford to pay off what you owe, the idea of enrolling in a debt management program can be pretty tempting. After all, these programs claim to ...

(NerdWallet) – When you’re having trouble paying a credit card bill due to circumstances beyond your control, some credit card issuers may be willing to work with you through a hardship plan. Once a ...

With the current economic tumult, many people are struggling to keep their pocketbooks in order. Financial stress can have a significant impact on your mental and physical health, relationships and ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. A debt management plan (DMP) can help you ...

Could your debt be reduced or forgiven? Take our financial relief quiz. When you’re dealing with a mountain of debt, it can be hard to envision digging your way out of it. Considering that Americans’ ...

After an initial evaluation, a counselor will advise you on the best course of action to tackle your debt, whether you need general personal finance advice, bankruptcy counseling or something else.

There are potential benefits and downsides to debt consolidation.